Wio Business | AD SME
Partner / Business support

Wio Bank PJSC is an integrated digital banking platform jointly owned by Abu Dhabi Development Company (ADQ), Alpha Dhabi Holding, e&, and First Abu Dhabi Bank (FAB) with an initial capital outlay of AED 2.3 billion. The bank is regulated by the Central Bank of the UAE.


Wio Business, the first digital banking application from Wio Bank PJSC is a fully digital bank that provides next-generation banking solutions to SMEs, freelancers, and entrepreneurs. It provides simplified and fully digital business account opening, personalized options, and seamlessly integrated services that are built around each client's needs, helping them automate their admin and be in control of their spending, so they can focus on growing their business.


Over 30,000 SMEs in the UAE have chosen to bank with Wio Business. 


Here's why: - Banking made easy: 

  • No lines, no minimum balance, 24/7 customer support.

  • Bank on the go: Manage tour account anytime, anywhere with our mobile and web apps.

  • Take your business global: Enjoy free USD, EUR, and GBP accounts, plus a guaranteed rate of 3.673 on AED to USD transfers.

  • 6-months free banking: Enjoy a monthly subscription fee waiver when you sign up using the code “WIOSMEHUB”

  • Earn up to 3% interest on your savings: Reach your saving targets when you create a Saving Space and sign up to the Wio Business ‘Grow’ plan.

  • Get paid effortlessly: Enjoy smart solutions like automated invoicing, Stripe payment links, and Magnati POS machines.


Download the Wio Business app to get started: https://businessapp.wio.io/GcVi/smehubwebsite

  1. Have your Emirates ID and valid Passport ready to scan. 

  2. Upload Have copies of your Trade License or freelancer permit and any proof of address.

  3. Upload applicable documents: Memorandum of association, Partnership deed, Board resolution, or Power of Attorney)

  4. Used code “WIOSMEHUB” when signing up to avail 6-month account waiver.

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